Fund Deposit Notes for Clients:

(1) When a client makes a deposit, it is necessary to ensure that the depository bank account has been registered as a "Registered Bank" — i.e. a same-name bank account that has been verified and registered with the Company. Each client mayregister a maximum of 3 banks as Registered Banks. Different currency accounts or other account types under the same Registered Bank are not subject to any limit.

Our Company only accepts registration of bank accounts held with licensed banks in Hong Kong, or with banks supervised by banking regulators in jurisdictions recognized by the Securities and Futures Commission ("SFC") as Eligible Jurisdictions.

“Registered Bank” accounts refer to bank accounts registered through the following methods:

• Bank accounts used for fund transfer during online account opening verification

• Bank accounts registered via the 「Registered Bank Account Instruction」

• Bank accounts successfully registered via eDDA

• Bank accounts that have successfully activated the China Merchants Bank (CMB) bank-securities transfer service

*If a client needs to add and register a new Registered Bank, it can be done by successfully enrolling in eDDA or activating the China Merchants Bank (CMB) bank-securities transfer service, or by submitting a completed「Registered Bank Account Instruction」.

*For individual clients who opened the accounts via online fund deposit, after registering through the above methods, it is compulsory to make an initial deposit of not less than HKD 10,000 (or equivalent currency) from that bank account before it can be formally designated as a "Registered Bank Account".

(2) Clients are required to make deposits via a Registered Bank. Only the deposit proof needs to be submitted; there is no need to resubmit bank account proof. After state the account name and account number with our Company and upload the deposit proof via any one of the following channels:

i. "Junhong Global App" [All Functions > Fund Deposit]

ii. "Web Trading System" [Client Services > Deposit Instruction]

iii. Email to the Company at [cash.ops@gtjas.com.hk ]

(3) Please provide the deposit advice to prove that the deposit originated from your own bank account. The advice includes but is not limited to bank statement, cheque image, captured screen of internet banking etc. Failing this, such deposit will be in “On Hold” status in your account until you provide the related advice.

(4) If your deposit is made by cheque but you fail to provide deposit advice including but not limited to bank statement, cheque image or captured screen of internet banking to prove the deposit is from your own bank account within two business days, there will be a handling fee of HKD50 (subject to actual fee charged by bank) for each cheque to retrieve the cheque image from banks. The deposit will be in“On Hold”status in your account until we obtain the information of the depositor from bank and this process may require 14 business days (subject to actual time needed by bank).

(5) We would like to draw your attention that the cut-off time of receipts of payments will be by 3:00pm each business day. Any receipts (no matter it is cheque received or direct bank-in) after 3:00 pm will be regarded as next business day's receipt.

(6) Please DO NOT make any deposit to your Securities Account until your account opening application has been accepted or securities account number has been notified to you.

(7) The Company does not accept any deposit made by a third party (i.e., not in the account holder’s name) or from a non-Registered Bank, including: (i) cheques, (ii) remittances or transfer funds, including transfers between accounts held with the Company, and (iii) cash deposits. If such a deposit is rejected, the Company will endeavor to return the funds via the original channel where practicable. Banks may charge fees in relation to such refunds. In any case of refund arising from third-party deposits or deposits from non-Registered Banks, the Company shall not be liable for any related bank interest, charges, or any losses or claims between the client and the third party. Please retain your deposit slips until the funds have been credited to your account with the Company.

(8) Our company reserves the right to amend above provisions at any time. In case of any disputes, our company' s decision shall be final and conclusive.

Fund Withdrawal Notes for Clients:

(1) All withdrawals can only be made to a Registered Bank account held in the client’s own name. When processing a withdrawal, the client must ensure that the relevant bank has been registered as a "Registered Bank", i.e., a same-name bank account that has been verified and registered with the Company. Each client canregister a maximum of 3 banks as Registered Banks. Different currency accounts or other account types under the same Registered Bank are not subject to any limit.

Our Company only accepts registration of bank accounts held with licensed banks in Hong Kong, or with banks supervised by banking regulators in jurisdictions recognized by the Securities and Futures Commission ("SFC") as Eligible Jurisdictions.

“Registered Bank” accounts refer to bank accounts registered through the following methods:

• Bank accounts used for fund transfer during online     account opening verification

• Bank accounts registered via the 「Registered Bank Account Instruction」

• Bank accounts successfully registered via eDDA

• Bank accounts that have successfully activated the China Merchants Bank (CMB) bank-securities transfer service

*If a client needs to add and register a new Registered Bank, it can be done by successfully enrolling in eDDA or activating the China Merchants Bank (CMB) bank-securities transfer service, or by submitting a completed 「Registered Bank Account Instruction」.

*For individual clients who opened the accounts via online fund deposit, after registering through the above methods, it is compulsory to make an initial deposit of not less than HKD 10,000 (or equivalent currency) from that bank account before it can be formally designated as a "Registered Bank Account".

(2) Clients can download the "Fund Withdrawal Instruction" form from the Company’s website, and email the completed and signed form to the Company’s Operations Department at cash.ops@gtjas.com.hk . Upon confirmation that the information provided in the form is correct and the signature has been verified, we will arrange for the funds to be remitted to the designated Registered Bank account as soon as possible.

Clientscan also log in to the online trading platform or GTJA Global via the Company’s website to enter the relevant bank information and submit a withdrawal instruction:

i.           "Junhong Global App" [All Functions > Withdraw Funds]

ii.          "Online Trading Platform" [Client Services > Withdrawal Instruction]

Or

(3) Contact your Relationship Manager to give Fund Withdrawal Instruction. 

(4) The cut-off time for withdrawal is 2 pm for normal business day and 11 am for half trading day. Any withdrawal instruction received after the cut-off time will be handled by next business day.

(5) For funds withdrawal, Guotai Junan will not accept any request to transfer the outgoing funds to any third party (including third-party bank account and internal transfer between Guotai Junan accounts). In addition, Guotai Junan will not issue cheque to a third-party payee. 

(6) Remittance Bank Charges: HKD 160 
Local Transfer (HKD) Bank Charges: HKD 60 (Waive for SCB, HSBC, BOCHK, HSB or CMBHK)
Local Transfer (USD、EUR & CNY only) Bank Charges: HKD 60

(7) If a client adds a second or subsequent bank while already holding an existing Registered Bank, the newly added bank shall not be available for withdrawal purposes on the date of registration; deposits, however, can be used as normal upon successful verification.